<?xml version="1.0" encoding="UTF-8"?>
<!--
  sitemap.xml — SME SARL public surface
  Covers every crawlable URL. Anchors like /#residential are intentionally
  dropped because most crawlers discard them; priority is the stable
  deep-link pages (application form, privacy, terms, subdomains).
  Refresh manually when a major page is added — there's no CMS-driven
  generator yet.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <url>
    <loc>https://sme-lb.com/</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en"        href="https://sme-lb.com/"/>
    <xhtml:link rel="alternate" hreflang="ar-LB"     href="https://sme-lb.com/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://sme-lb.com/"/>
  </url>

  <url>
    <loc>https://sme-lb.com/contact</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://sme-lb.com/privacy</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://sme-lb.com/terms</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <!-- Application form — present at three different entry points that all
       resolve to the same content. Only the canonical apply.sme-lb.com URL
       is listed to avoid duplicate-content dilution. -->
  <url>
    <loc>https://apply.sme-lb.com/</loc>
    <lastmod>2026-04-24</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

</urlset>
